Universal Lending DAO
Asset Issuer
Lofty AI
Asset Platform
Lofty AI
Asset Name
Universal Lending DAO
Asset Class
Real Estate
Asset Type
Commercial Real Estate
Asset Abbreviation
ULD
Asset Fraction Price
$ 49.99
Asset Fraction Yield
Asset Fraction Maturity
N/A
Min. Investment Size
$ 49.99
Asset Fraction Sale End Date
Asset
Valuation
Category
Description
Universal Lending DAO (ULD) is a real-estate lending DAO investment entity offered on Lofty.ai. It isn’t a single physical house, but rather a pooled lending structure designed to provide capital for property-related expenses across Lofty’s marketplace. The DAO raises funds to help cover costs like insurance, property taxes, repairs, and operating reserves for properties that might lack sufficient cash. Investors can buy capital call tokens to contribute to this pool, and in return, they receive a share of the interest or yield generated by the loans made from the DAO’s capital.
Features
- Investment type: Lending DAO (not a traditional single property) — a pooled financing vehicle for real estate expenses across multiple properties.
- Purpose: Provides capital to cover operating costs (e.g., repairs, insurance, property taxes) for properties on the Lofty marketplace that need funding.
- Structure: Operates as a DAO LLC (Decentralized Autonomous Organization / limited liability company) with token holders collectively governing and funding lending needs.
- Token pricing: Indicatively ~$39.99 per token (actual pricing may vary on Lofty.ai).
- Yield: Has historical data showing a trailing yield (~1.55%) and current yield (~0.45%) — reflecting income relative to token price.
- Investment model: You invest by purchasing tokens representing your share in the lending pool, rather than buying a share of a single property.
- Return mechanism: Investors are compensated through interest or yield paid on the funds lent out to cover property costs.





